Life Insurance for Seniors – What are Your Options?
At HDF Insurance, we specialize in designing insurance products for every stage of your life. When it comes to life insurance for seniors, we will work for you to find the very best policy for your needs. While there are many considerations, here are a couple of quick suggestions.
- Seniors who have a serious health condition should consider guaranteed life insurance
- If you are healthy and require assistance with estate planning, a universal life insurance plan may be your best option
Wondering about Senior Term Life Insurance Rates?
We are often asked about senior term life insurance rates. In short, since term insurance for seniors ends at age 85, we do not typically recommend this type of life insurance for seniors. In our experience, a permanent policy is usually the better choice for covering final expenses.
Whatever your questions about senior life insurance, please contact us today. We look forward to helping you design a plan that takes into account your unique circumstances!