Critical Illness Insurance – Coverage when You Need it Most
Critical illness insurance is designed to offer protection and financial stability to the increasing number of Canadians stricken by serious illness each year. Unlike disability insurance, where typically 60% of gross earnings are paid out in a monthly benefit, critical illness insurance dispenses a lump sum payment upon diagnosis of a serious illness. These include (among others):
- Life Threatening Cancer
- Heart Disease
- Heart bypass surgery
- Multiple Sclerosis
- Major organ transplant
- Kidney failure
Advances in medical science and increasing life expectancies mean you may have an excellent chance of surviving a critical illness. Critical illness insurance will help ensure your medical bills and finances are taken care of so you can focus on a complete recovery! With benefits ranging from $25,000 – $1,000,000, you choose the amount of your policy.
“Guaranteed to Issue” Critical Illness Coverage Means No Medical Questions
If you are looking for critical illness coverage that asks no medical questions, you may want to consider our $25,000 Guaranteed Issue Critical Illness Insurance. The application, which can be completed in 5 minutes, eliminates the fear of being declined for coverage.
Guaranteed Issue Critical Illness Insurance will remove the burden and pressure of being ill, to allow you to focus on recovery. $25,000 will go a long way to paying your household bills while you are receiving treatment. It’s never been this easy to receive peace of mind. Visit Guaranteed Issue Critical Illness Insurance
Catastrophic Health Insurance Can Help You Pull Through
In Alberta and BC, the term catastrophic health insurance is often used to describe critical illness insurance plans. While they do share some similarities, they are different products.
Health Insurance Policies – Critical Illness vs Catastrophic Health Insurance
The biggest differences between critical illness and catastrophic health insurance policies are:
- Critical illness insurance pays a lump sum upon the diagnosis of a qualifying life-altering illness
- Catastrophic health insurance provides specific coverage for significant medical expenses incurred from serious accidents or medical emergencies
Catastrophic Health Insurance Coverage
Catastrophic health insurance is a relatively new type of health insurance coverage and can be purchased as a stand-alone product. Please read more details about plan coverage, deductibles and claims in our at our online quoting and purchasing system or contact us with your questions.