One of the worst days in your life can be going to your driveway, parking garage, or parking lot and seeing your car is gone. That moment of shock sinks in while you look at the empty spot where your car should be. You lose more than your vehicle, including the time and money to replace it, your valuables, and, let’s face it, a bit of your dignity.
In Alberta, the most common vehicles stolen are:
- 2006 Ford F250 SD 4WD
- 2006 Ford F350 SD 4WD
- 2007 Ford F350 SD 4WD
- 2004 Ford F350 SD 4WD
- 2005 Ford F250 SD 4WD
- 2004 Ford F250 SD 4WD
- 2003 Ford F250 SD 4WD
- 2000 Honda Civic 2DR Hatchback
- 2005 Ford F350 SD 4WD
- 1996 Honda Civic 2DR Hatchback
Notice a trend here? Heavy-duty Ford trucks are dominating the list. In Alberta, this shouldn’t be a surprise but when looking at the Canada-wide data, these trucks are still hot targets for thieves. Trucks have a lot of bang for their buck, being expensive and frequently having trade tools stored. Also, for career criminals, a truck can be used to load other stolen goods and then be sold on the black market.
This isn’t to say don’t purchase a Ford from the F250 or F350 series. Just keep in mind insurance providers rates depend in part on the make and model of your vehicle. Also, know that there are actions you can take that may reduce your insurance and the risk of your car being stolen, including the following:
Lock Your Car
Obvious, right? Still, many cars are left unlocked and then are gone in a flash. The simple added step of locking your car is the best way to protect your vehicle. It’s a habit worth getting into.
Do Not Leave Valuables Visible
Using your car as mobile storage is all well and good but ensure your valuables are tucked away. If a thief doesn’t know what’s in your car, the incentive to break your vehicle’s windows decreases. For example, laptops, purses, iPads are all valuables that should not be left in plain sight. Also, prescription or nonprescription medications, including Tylenol, should not be left in the vehicle. Even a pile of loose change can be an incentive to the more desperate element.
Don’t Keep a Spare Key in Your Car
Getting through a window or door isn’t complicated but hot wiring a car is. When a thief is rummaging through your things, finding a key is like the pot of gold at the end of a rainbow. It can change vandalism and petty theft into a more serious criminal offence of theft over $5000. This is true for your spare house key as well. If you have documents in your car that have your home address, a spare house key makes you more vulnerable to additional theft.
Avoid dark isolated areas when parking. Look around to see if there are cameras or if there is significant foot traffic. An added bonus is parking near cars that are similar to yours, so yours doesn’t stand out.
Invest In Deterrents
Hood locks, alarms, kill switches, tire locks, the club, and the brake lock make stealing your car that much harder. The make and model of your vehicle influence where it is vulnerable so research best ways to prevent theft specific to you. If your vehicle is a commonly stolen make and model, you will want to be especially careful with where you leave it.
Sweet and simple, you can let technology do the work. A tracking device is a great tool to recover your car and should be combined with other safety measures you can take.
Call HDF Insurance in Edmonton and Whitecourt for Specific Auto Insurance Policy Details
Common sense is the most successful way to prevent vehicle thefts. Take a moment to think like a thief, exploring all the ways your vehicle could be stolen. A few minutes chatting with your insurance broker in Edmonton or Whitecourt could be a game changer for your vehicle safety. If you would like a free quote for auto insurance, call us at 780-488-0921. At HDF Insurance, we focus on providing affordable insurance while helping you and your vehicle to stay safe.