Important Covid-19 Notice

Hello, During this unprecedented time, we at HDF Insurance are adjusting to maintain the same level of customer service that you’ve come to rely on. However, in order to promote social distancing, we would ask that all clients contact us via phone or email only. Our technology has allowed staff to work remotely with most…

What’s the Deal with My Car Insurance Renewal?

You just got your car insurance renewal notice and you’re a little shocked. The price went up and you haven’t even had a ticket! Don’t worry, you are not alone. The recent increases in insurance rates come after the Alberta government lifted a five percent price cap implemented in 2017, and insurance companies are recouping…

Is an E-scooter Rider Covered for Accidents?

Hopping on an e-scooter is a fun way to get around, but users should be aware that they may not be insured for accidents where they’re at fault. In addition, scooter riders are at risk of injury. If you plan to use Lime or Bird scooters in Edmonton, or if you’re already a user, here’s…

It’s Blizzard Season: Are You Properly Insured?

Due to climate change, winter storms are getting harsher and sudden heavy snowfalls are increasingly common. Alberta homeowners need to ensure that they’re well prepared for winter. This means having insurance coverage that protects you from damage and losses associated with winter weather. In this article, we go over some of the most common damages…

Should You Buy Year Round Motorcycle Insurance?

Nothing compares to the utter and complete freedom of riding your motorcycle. It’s you, the machine, and the road. You can feel every turn through your bike, the wind blowing against you, and the scenery rushing by. Using your motorbike can be the way you commute, take day trips or go on long adventures. Whether…