The Impact of Marijuana Legalization on Health and Life Insurance

The legalization of recreational marijuana use in Canada is here, and will have an impact on all types of policies offered by Edmonton insurance companies. HDF insurance has previously written about marijuana legalization and car insurance. Now, we’d like to take a look at how marijuana is expected to impact health insurance and life insurance…

When do I need car insurance in Alberta?

Driving without car insurance is a serious matter and the penalties reflect this fact. The minimum fine for a first offense in Alberta is $2,875; the maximum is $10,000. But how does it work when you’re borrowing a car or renting one for a few days? Do you still need insurance? We’ve got the answers…

FAQs for new drivers in Edmonton

Once you’ve learned to drive, you may be in a hurry to get on the road. But before hopping in the car there are a few things we need to know. Here are the basics about car insurance in Alberta, as well as some information on registering your vehicle. Is auto insurance mandatory in Alberta?…

Summer Road Trip

It’s summertime, so you’re probably planning a road trip! Whether you’re going to the beach, a cottage in the woods or just to grandma’s house, you should check that your car is in good working order before you hit the highway. Here’s a handy checklist to ensure that you have a great road trip. And…

What does marijuana legalization have to do with car insurance rates?

As you’ve probably heard, the federal government is on the verge of legalizing the production and sale of regulated marijuana. Have you ever considered driving while under the influence of marijuana? Are you familiar with Alberta’s new impaired driving laws? Did you know that an impaired driving conviction could affect your ability to purchase car…