Car Insurance in Edmonton – Get the Whole Package from HDF

Car insurance is car insurance, isn’t it? Wrong, and here’s why. While rates may be similar from provider to provider, you should consider the whole package. At HDF Insurance, we deliver everything you need – personalized customer service, sound advice, competitive rates and policies to suit your needs. If you have questions about what types of coverage are mandatory and which are optional, we have answers. Are you interested in finding ways to save money? We can help with that as well.

car insurance in Edmonton

Our skilled brokers will make sure you have the insurance needed in Alberta while customizing a plan to the coverage levels that make sense for you. Get started with your quote today.

Edmonton Car Insurance Quotes – We Compare Companies and Rates for You

One of the advantages of working with an insurance brokerage is the fact that we shop our network of respected companies for the best car insurance quotes. And we have automated that process for those of you who want to compare car insurance quotes.

Even if you are simply looking for car insurance quotes online, we can help with that as well. No calling around required; and you can shop for quotes in the comfort of your home – when it’s convenient for you. Simply fill out our online request a quote form.

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Auto Insurance in Edmonton – What Coverage Do I Need?

In order to legally drive in Alberta, the following types of coverage are mandatory:

Third party liability: If you are in the market for auto insurance in Edmonton, you will need third party liability, also known as personal liability and property damage (PLPD) insurance. If you are involved in an accident that causes injury or death, or damages someone’s property, this coverage protects you. Provincial law requires a minimum of $200,000 but many drivers choose higher limits, commonly $1,000,000 or $2,000,000.

Accident Benefits: Also legally required, this coverage offers protection for you and any passenger of your vehicle in the event of injury or death, whether the accident is your fault or not. This insurance provides benefits for medical care, rehabilitation, attendant care, funeral expenses, death benefits and income replacement. You are also protected if the accident is with an uninsured driver.

Additional Coverage Options
There are various other optional coverages to consider, including the following:

Collision: This covers repairs or replacements needed for your vehicle in the event of an accident, regardless of who was at fault.

Comprehensive: Covers damages incurred outside of collision, such as vandalism, theft, fire and weather-related events. This offers you the greatest degree of coverage.

Specified perils: Similar to comprehensive but this type of insurance only covers what is specifically named in the policy, such as theft or vandalism. Damage caused by a peril not indicated in the policy will not be covered.

Looking for Cheap Car Insurance in Edmonton?

Many drivers want to save money with cheap car insurance in Edmonton. At HDF Insurance, we take pride in finding affordable policies without sacrificing the coverage you need. There are many ways you can save money, such as:

  • Bundling your home and auto insurance
  • Insuring more than one vehicle
  • Loyalty discounts

Rest assured, our brokers will work hard to find any savings available to you and your family. With our years of experience and network of resources, we are capable of matching you with the perfect policy.

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It’s your choice. Take advantage of our progressive technology and request a quote or talk to one of our knowledgeable representatives.


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