Whole life insurance - Security for a lifetime

A whole life insurance policy provides life insurance protection for a lifetime. Unlike term or temporary life insurance , a whole life insurance policy does not expire and also offers a savings portion that is invested by the whole life insurance company.

Whole life insurance provides peace of mind protection and the best value for your investment.

Advantages of whole life insurance (Alberta & British Columbia)

The advantages of whole life insurance include fixed, permanent premiums, a guaranteed tax-free death benefit that won't change or depreciate, and a savings portion that also has a guaranteed rate of return. The tax advantages of whole life insurance are numerous as well and can be further explained by a knowledgeable HDF broker.

A whole life insurance death benefit is paid when an individual passes away. It can be paid out to a specific person or to your estate. Whether or not to name a specific beneficiary or have a death benefit paid out to an estate is the type of whole life insurance advice only an experienced, life insurance broker can provide.

Universal, whole, term life insurance...Which is right for you?

The best type of life insurance for you will depend on your current situation - your financial circumstances, your age, the age of your family, as well as your future goals. At HDF, we are experienced universal / whole / term life insurance brokers who help our Alberta and B.C. clients make important life insurance decisions every day.

Ensure your whole life insurance policy meets all your needs. Work with the professionals at HDF Insurance brokerage in Edmonton, Alberta!