Universal life insurance - Answers to your important questions

• What is universal life insurance? Universal life insurance is permanent life insurance with an added savings component that allows individuals to build tax-free cash value with their policy.
• Who invests this savings component? The universal life insurance company employs investment professionals to manage the savings funds of their clients.
• Does a universal life insurance offer a guaranteed rate of return? No, unlike whole life insurance , universal life insurance doesn't offer a guaranteed rate of return, but the premiums for universal life insurance are lower than that of whole life insurance.
• Why would I choose universal life insurance? Universal life insurance offers cash value, flexible protection and various tax advantages.

Which universal life insurance company offers the best coverage?

Buying life insurance in Alberta & British Columbia can seem like a daunting task. With so many options and so many providers, where do you start?

We suggest buying you life insurance from HDF, a reputable life insurance brokerage . As experts in the industry, our top priority is always to serve the best interests of our clients. One of the advantages to working with a brokerage is our ability to shop the market for your best plan. We listen to your needs and goals, then offer comprehensive, affordable individual or group universal life insurance rates.

HDF Insurance has been serving the needs of clients throughout Alberta and British Columbia for decades. We can help you determine if a universal life insurance policy is your best option. Contact us today!