Temporary health insurance - Coverage for the in-between times

If you're between jobs, relocating from another province or a recent graduate who is no longer eligible for health insurance under your parent's plan, consider investing in temporary health insurance to provide yourself and your family with essential health coverage.  Applicants must have government health care already in place.

Going without health insurance, even short term, can prove costly if you require medical services not covered by a provincial plan or if you need emergency dental work. Temporary medical insurance offers protection and peace-of-mind coverage for individuals or families when they need it most.

Affordable short term health insurance coverage

Temporary health insurance coverage doesn't have to be costly. With today's competitive insurance market, short term insurance premiums can fit into anyone's budget. Plus, once you've been approved, coverage begins on the 1st of the following month.

Most individual health insurance companies recommend plans that combine both health and dental insurance although there is the option to choose only health insurance.  Both offer several essential benefits, with the level of coverage and premiums varying according to the type of package you choose. At HDF, our individual health insurance plan structure is as follows:

• Base Health
• Base Health & Dental
• Deluxe Health
• Deluxe Health & Dental

Premium individual health & dental insurance is found at the Deluxe level, with the Base package providing basic services. Choose prescription drug, eyeglasses, home care, medical equipment, chiropractic services, and prosthetic appliance coverage to a level that suits your family or individual health insurance needs.

This health & dental insurance contains a feature called COST PLUS.  COST PLUS allows you to run medical & dental expenses not covered under the plan, through your corporate structure (if applicable) as a legitimate business expense.  This creates a business "write off" and therefore leaves more money in your personal (after tax) pocket.

    The Edge health & Dental Plan                                                          

    The_Edge_Health & Dental_plan_-rate_chart_2008-9  

    The Edge Health & Dental Application

For product details or information on how to apply for coverage, please contact us at:                        1 (800) 567-2048 (Toll Free) or (780) 441-4792 (Edmonton)

Temporary health insurance from trusted professionals

HDF Insurance is a professional brokerage that has been looking after the health insurance needs of clients across Alberta and British Columbia for over 25 years. No matter what stage of life or circumstances, we stand by our clients and look after their best interests.

One of our experienced, professional brokers would be happy to answer all your questions regarding short term insurance. Call today or request a convenient online quote . From temporary health insurance to group benefits to life insurance , we'll have you covered!