Seasonal home insurance - An extension of your home property insurance

Because of the nature of seasonal properties, many insurance companies don't offer separate seasonal home insurance. Since a cabin or cottage may remain unoccupied for extended periods of time, they may be vulnerable to vandalism and theft. Furthermore, because they are normally far away from major centres, they are more likely to be completely destroyed if fire breaks out.

These circumstances make insurance companies hesitant to offer separate seasonal property insurance. Instead, cottage insurance is often an extension of primary home insurance.

Log cabin home insurance and more - Protect your investment

Listing your seasonal property on your residential home insurance makes sense:

• Seasonal property or log cabin insurance incorporated into your home insurance policy eliminates the need to pay separate premiums.
• Seasonal property insurance includes protection for your dwelling, your possessions and third-party liability.
• Listing cottage insurance under your home property insurance may make you eligible for multi-policy discounts.

For all types of property insurance, call HDF insurance brokerage

HDF Insurance is an insurance brokerage firm based in Edmonton, Alberta with clients across Alberta and British Columbia. We offer complete, competitively priced home, motor home, investment property, summer or log cabin insurance, and more.

For your convenience, submit a quote request online or we will gladly discuss your seasonal home insurance needs by phone or in person. We know how precious that home away from home can be!