Individual health insurance - Looking after the essentials

Individual health insurance is designed to cover common medical expenses a government health insurance plan does not. Since each health insurance company offers different bundles, choosing an individual health and dental insurance plan that is right for you takes time and effort.

Let a professional insurance broker do the work for you! At HDF Insurance brokerage, we are committed to comparing and matching your needs with plans offered by various individual health insurance companies.

Different levels of individual health and dental insurance

Most individual health insurance companies recommend plans that combine both health and dental insurance although there is the option to choose only health insurance.  Both offer several essential benefits, with the level of coverage and premiums varying according to the type of package you choose. At HDF, our individual health insurance plan structure is as follows:

• Base Health
• Base Health & Dental
• Deluxe Health
• Deluxe Health & Dental

Premium individual health & dental insurance is found at the Deluxe level, with the Base package providing basic services. Choose prescription drug, eyeglasses, home care, medical equipment, chiropractic services, and prosthetic appliance coverage to a level that suits your family or individual health insurance needs.

This health & dental insurance contains a feature called COST PLUS.  COST PLUS allows you to run medical & dental expenses not covered under the plan, through your corporate structure (if applicable) as a legitimate business expense.  This creates a business "write off" and therefore leaves more money in your personal (after tax) pocket.

    The Edge Health & Dental Plan                                                          

    The Edge Health & Dental Plan - Rate Chart 2008-09  

    The Edge Health & Dental Application  

For product details or information on how to apply for coverage, please contact us at:                        1 (800) 567-2048 (Toll Free) or (780) 441-4792 (Edmonton)                     

Health insurance - Individual, family or group - Call HDF insurance

Located in Edmonton, HDF insurance offers clients throughout Alberta and British Columbia the individual health insurance and individual dental insurance that allow them to access medical services they need and deserve. Request a quote online or talk directly to one of our insurance experts today!