Home owner's insurance - Let's start with the basics

When considering the best home insurance coverage for you, it's important to know what a standard home owner insurance policy covers:

• Home owner's insurance provides coverage for the structure of your home. This covers the repair or replacement costs associated with damage or loss by any disaster listed in your policy. Ensure you have enough home owner insurance coverage to rebuild your home.
• Home owner's insurance also covers the contents of your home. We recommend completing a thorough home inventory to determine the proper amount of home owner insurance coverage you require. Download a printable home inventory form and take pictures or video of all your belongings.
• Home owner's insurance also includes liability protection. This part of the policy covers you against lawsuits for bodily injury or property damage caused by you, your family members or your pets.
• Finally, most standard home owner insurance coverage includes the cost of living away from your home if it's damaged by an insured disaster.

You need a home owner insurance company that works for you

Your best home insurance is one that offers adequate coverage. And your best source for personal protection is a home owner insurance company that works for you. HDF Insurance is a reputable insurance brokerage that provides the best product for your needs and unparalleled service at claim time.

Whether your home is a condo in British Columbia, a mobile home in northern Alberta, a luxury seasonal motor home that takes you to sunny destinations, or your dream house, our brokerage ensures your premiums are not only affordable, but provide the level of protection you need and deserve.

Request a home owner insurance quote online or call us today to discuss your best home insurance policy. At HDF Insurance, we offer peace-of-mind protection.