At HDF, our individual health insurance plans are for you if:
- You need private health insurance for you and your family and don’t currently have a plan through an employer
- You need supplemental coverage to top off a group benefits plan
- You are self-employed
- You are a small business owner and need coverage for 2 people (for 3 or more, please visit group health insurance)
Private Health Insurance – One of our Specialties
We know that you may want to compare private health insurance plans to make sure you’re getting the best coverage at the best price. But how do you what’s right for you? That’s the advantage of working with an experienced insurance brokerage! Insurance is our specialty. And with our proven expertise in developing thousands of individual health plans, we know immediately which product and/or provider is right for you. Below are answers to some frequently asked questions about personal/family health insurance.
Common Questions about Health Insurance Plans
What types of health services/products can be included in my individual health plan?
Depending on the product, coverage and premiums, our basic to deluxe plans may include prescription drugs, eyeglasses, home care, medical equipment, chiropractic services, prosthetic appliances and more. Either get started right now with our convenient Buy Online system or you can request a quote and we will get back to you within 24 hrs. If you desire specific benefits, we can help you tailor a plan that suits your individual or family needs. Just give us a call!
Are your insurance premiums affordable?
Remember that at HDF Insurance, we work for you! We can review your current needs and design an insurance plan with coverage and premiums that suit your family. Contact us now and we’ll tell you more.
Can I qualify for individual health insurance if I have a pre-existing medical condition?
There are a few variables to consider, but yes you can. For example, if you have a pre-existing condition and are coming off a group benefits plan, FollowMe is likely the health insurance plan for you. If you have a pre-existing condition and have no previous plan, we may recommend Flexcare. Learn more about these health insurance plans and even Buy Now.
Do any private health insurance plans offer guaranteed acceptance?
If you are coming off a group benefits plan, the Follow Me Plan may automatically accept your application. Ask us for more details.
Is dental insurance always included in private health insurance plans?
Only if you want it. Our plans offer either health insurance or health insurance with dental coverage. You may even want to explore the option of COST PLUS with The Edge Benefits. This feature allows you to run medical and dental expenses not covered under the plan through your corporate structure (if applicable) as a legitimate business expense. This creates a business “write-off” and therefore leaves more money in your personal (after-tax) pocket. Ask us for more details.
Let’s Get Started
Located in Edmonton, HDF insurance gives clients throughout Alberta, British Columbia and Saskatchewan access to medical services they need and deserve. Get a quote or talk directly to one of our health insurance experts today!