Condo insurance in Alberta or B.C. - Make sure your coverage is complete

Townhouse and condo insurance policies differ slightly from regular home insurance. Here's what you need to know...

Do I need condo insurance if my condominium corporation has insurance?

Absolutely. Your condominium corporation carries condo insurance to cover the building and common areas, but not the contents of individual suites.

What type of condominium insurance do I need?

Your condo home owner's insurance must protect all the upgrades and improvements you have made to your suite, as well as your furniture, artwork, jewellery and other valuable contents of your home. For the purposes of condominium insurance, ?contents' also includes fixtures, cabinets and appliances that you have installed.

Will my home insurance company ensure my coverage is adequate?

It depends on your home insurance company. At HDF, we aren't interested in offering you the cheapest policy. We are focused on providing comprehensive condominium insurance that will protect your personal assets as well as your peace of mind. Rest assured that we will be thorough in our discussions to ensure your condo home owner's insurance meets all your needs.

What are some special considerations in condo insurance?

Since condos and townhouses share common walls and pipes, condo homeowners insurance needs to protect you from broad water damage or drain and sewer back-ups.

HDF Insurance - A condominium insurance brokerage firm

When you talk to one of our friendly condo insurance specialists in Edmonton, Alberta, inquire about discounts based on age, claims record, the installation of an alarm system, if you own a new home or if you are mortgage free.

Receive a convenient condominium quote online or contact one of our brokers directly to discuss your condo insurance requirements in more detail. Ensure your condo homeowners insurance is complete with the professionals at HDF Insurance.