It is with great enthusiasm that ACSW announces a partnership with HDF INSURANCE to launch a Professional Liability Insurance Program exclusively for ACSW members. HDF INSURANCE was able to negotiate a comprehensive Insurance Program for ACSW members at the lowest premiums currently offered in the market place. Coverage can be obtained for as little as $95 a year!
Program Highlights Include:
- Option for General Liability and Property Coverage.
- $2 million in Professional Liability AND General Liability can now be obtained for only $125 (includes $150,000 in Disciplinary Defense cost all with no deductible)
- Abuse coverage with a $1,000,000 limit
- Libel and Slander coverage is included
- Pro Bono legal advice available for HDF INSURANCE policyholders
Program Application
Apply online, download the application form below and email to: acsw@hdfinsurance.com or fax: 780-488-1633.
- Program Details And Pricing Information (PDF)
- Social Workers Professional Liability And Commercial General Liability Insurance Policy Application Form (PDF)
- Social Workers Professional Liability And Commercial General Liability Insurance Optional Coverages Form (PDF)
- ACSW Business Office Extension Package (PDF)
Complete Insurance Solutions for the Alberta College of Social Workers (ACSW)
HDF INSURANCE has partnered with the ACSW to be the key provider of Professional and Commercial Liability coverage’s available to members. HDF INSURANCE is a full service brokerage offering all commercial and personal insurance lines. ACSW and HDF INSURANCE have worked closely to develop comprehensive and affordable insurance solutions exclusively available to members of the Alberta College of Social Workers.
FAQs
What Is Professional Liability Insurance And Why Do I Need It?
Professional Liability Insurance or Errors & Omissions (E&O) protects you in the event a third party (ie client) makes a claim against you or your practice arising out your professional service as a social worker. The policy will respond to liability from negligence while rendering or failure to render professional service. E&O insurance provides claims assistance and legal representation. The limit of insurance purchased covers both legal defense costs and damages awarded to a third party.
What Is The Difference Between Professional Liability Insurance And Commercial General Liability Insurance?
As mentioned above, professional liability insurance covers you from negligently rendering or failing to render professional service. Commercial General Liability insurance or (CGL) provides coverage for claims brought against social workers by third parties alleging bodily injury, personal injury and property damage for which you are legally liable. CGL insurance protects social workers for their non-professional exposures. For example, a client that slips and falls on your premise with claim against your CGL insurance. CGL is designed to work with and not duplicate coverage from professional liability insurance.
Does The ACSW Require Proof Of Commercial General Liability (CGL) Insurance?
CGL is offered as an option to ACSW members. Members operating independent facilities/offices need CGL protection to expand the capacity of their liability protection. Members operating from a home office should consult with their home insurance provider if CGL coverage is extended to their social work practice.
Am I Covered Anywhere In The World?
Wrongful acts committed in Canada and suits brought in Canada and the United States. No Sub limit.
Contact
DAVE DOUGLAS
Head Administrator
Main Floor, Energy Square
Edmonton, Alberta T5J 3L7
Main: 780-488-0921
Toll Free: 1-800-567-2048
Email: acsw@hdfinsurance.com