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HDF Insurance & Financial Group is pleased to offer our proven Risk Management Services as well as a complete line of commercial, industrial and agricultural insurance coverage for virtually any type of operation.

Our personalized service involves a ?risk review? that strategically analyzes and dissects your corporate insurance requirements in to 4 primary categories that include:

  • DIRECT DAMAGE - The coverage that is necessary to provide complete protection against virtually all forms of risk that may effect you. It will be used to protect: Plant sites and related property
  • Contents, whether on site or in transit (air, rail, road, or sea)
  • Crime Coverage, including telephone and computer fraud
  • Machinery Breakdown
  • AUTOMOTIVE, AIRCRAFT AND MARINE INSURANCE - The coverage that protects your fleet operations for direct damage or for liability incurred from the operation of power units. This coverage is provided for all types of commercial units, regardless of their operating radius, and can include Provincial or State operating authorities, cargo coverage and terminal operations.
  • BUSINESS INTERRUPTION - The coverage designed to assist in the payment of your ongoing expenses, following a insured loss, that will maintain cash flow and normal profit margins on an ?as is? basis even though you are partially or totally out of business. We also provide expediting coverage, which includes extra expense payments to assist you in reopening your operations as quickly as you can, the replacement of valuable documents and software media.
  • COMMERCIAL GENERAL LIABILITY- The policy that will deal with the payment of damages incurred by a ?third party? resulting from your business operations. We protect for the resultant damages from the products that you sell, your premises, an accident of error and omission in the work that you have performed or employment practices that includes wrongful dismissal, sexual harassment and racism. In addition your exposure as a corporate (or non-profit) Director and Officer is also insurable. Defense costs are included, and all of this comprehensive protection can be obtained for worldwide exposures

Please contact us and we will be pleased to e-mail any one of the forms listed below Earnings form Business Interruption worksheet

  • Profits form, Business Interruption worksheet
  • Veterinarians Certificate (for bloodstock mortality coverage)
  • Directors and Officers coverage
  • IT Errors and Omissions applications
  • Employment practices insurance
  • Preference policy